Business Banking

Commercial Mortgage

Your business is unique. Your banking plan must be just as unique. That's why the German American's Business Bankers work directly with you to tailor your plan to the specific needs of your company. And as your company continues to grow, German American will be with you every step of the way. Our Commercial Mortgages allow you to finance your commercial buildings and property.

Commercial Real-Estate

German American is ready to help you and your business purchase and obtain or improve real property.

Term Loans

We offer a variety of options to finance or refinance income-producing or owner-occupied properties. Our term loans are individually tailored to your financing needs and can have either variable or fixed interest rates.

Construction Loans

A German American Real Estate Construction Loan is a non-revolving line of credit secured by real estate. The money is advanced through a flexible construction management process which disburses funds as needed. During the term of the loan, you pay monthly interest only on the outstanding balance. Construction financing is provided for Office, Industrial, Retail, Multi-Family and Residential Subdivisions.

Commercial Loans

Equipment Loans

German American's Equipment Loans are designed to provide you and your company with valuable financing alternatives. We offer all types of financing options, such as enhancing your technology needs, expanding your product line, or increasing your plant's efficiency.

Letters of Credit

A German American Letter of Credit can help your business secure the purchase of domestic goods and services, as well as residential and commercial land development.

Revolving Lines of Credit

A German American Revolving Line of Credit provides the flexibility to provide working capital as the need arises. Your business can borrow, repay, and borrow again up to the original amount committed by German American throughout the life of the loan. This type of credit facility is typically repaid from your business' operating cash flow (i.e. the collection of receivables). You can use a line of credit to fund seasonal changes in inventory and receivables, take advantage of vendor discounts, or meet unexpected cash needs. Lines of credit are a cost effective way to borrow and repay what your business needs when you need it.