Andy is a graduate of the University of Kentucky where he earned a Bachelor of Arts Degree in Finance. He has also graduated from the Louisiana State University Executive School of Banking and completed the requirements to be a Certified Wealth Specialist. Andy began his banking career in 1996 and has been in banking ever since, sharing duties between Private Banking and Commercial Lending. Andy currently serves on the Board of Directors of CATS for Kentucky and Make-A-Wish Foundation. Andy lives in Louisville with his wife, Emily, and two daughters, Olivia and Lillie Grace.