John is a graduate of David Lipscomb University where he earned a Bachelor of Science Degree in Business. He also completed post graduate studies at the University of Tennessee and in the National School of Real Estate Finance at the University of Wisconsin. A veteran of the U.S. Navy, John has worked in banking since 1974, where he started as a teller before moving into commercial lending and national accounts. John and his wife, Alice, live in Brentwood, Tennessee, where they enjoyed raising their three children. He enjoys traveling and spending time at the lake.