John attended Western Kentucky University and received a Bachelor of Science degree in Agriculture. He has worked in banking since 1988 in the Owensboro, Kentucky community. He is a graduate of the ABA Stonier Graduate School of Banking. John has served on the Board for the Cliff Hagan Boys and Girls Club, where he remains active, and is on the finance committee for First Presbyterian Church. He teaches financial literacy classes for St. Benedicts Homeless Shelter and is an active Junior Achievement volunteer as well. John and his wife Kim have three children. John enjoys golf and sports in his free time.