Lance is a graduate of Georgetown College with a Bachelor of Science Degree in Business Administration. He has completed coursework offered by the RMA Lending Academy, Kentucky Bankers Association Commercial Lending School, Sunbelt Financial Service’s Advanced Cash Flow Training, and the Kentucky Real Estate Appraisers Board. Lance is a native of Lexington, Kentucky. With over 20 years of lending experience in community banking, Lance specializes in handling the financial needs of real estate professionals and business owners as well as individual investors. Active in civic affairs, Lance is a member of the Lexington-Bluegrass Association of Realtors (LBAR), REACH, Inc. Board of Directors, Bluegrass Tomorrow’s Board of Directors and Commerce Lexington. Lance is a member of Centenary United Methodist Church and an active volunteer and coach with the YMCA of the Bluegrass and Eastern Little League. Married to his wife, Dana, since 1999, Lance has two sons, Logan & Bennie.