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News & Events

posted 6/13/16
Join us for a Customer Appreciation Day in all German American offices throughout southern Indiana on Friday, June 24th. Read for more information.

posted 5/4/16

German American Bank backs Kimmell Park improvements

VINCENNES, Ind. - German American Bank has joined the growing number of community organizations backing Kimmell Park improvements in Vincennes.

Community and Vincennes University officials gathered along the riverfront of Kimmell Park on May 3 as German American Bank officials presented a $10,000 check for major improvements to the 1930’s era riverfront park.

“German American Bank’s commitment to this project and our community is truly remarkable. We are excited about the visible progress that is being made along the riverfront and encouraged by the increased traffic and visitors,” said Phil Rath, vice president of Financial Services and Government Relations for VU. “This is going to be a wonderful place for our community - a place we can all be proud of.”

German American Bank joins other backers of the park improvement project that include VU, the City of Vincennes, Knox County Community Foundation, Vincennes/Knox County Visitors and Tourism Bureau, and Old National Bank.

The goal of the park’s backers is to invest an estimated $2.5 million into Kimmell Park to create an attractive and safe venue for community events as well as a year-round enjoyment of the riverfront for residents and visitors.

Visitors to the park can now enjoy a noticeably enhanced view of the riverfront. Over the past months, VU’s revitalization efforts have included cleaning up the banks of the Wabash and removing the old trees that previously obstructed the view. Visitors can now appreciate the historic sites as far right as the Red Skelton Bridge and as far left as the George Rogers Clark Memorial.

“The partnership of the Vincennes business community, the City of Vincennes, and Vincennes University to revitalize Kimmel Park is a perfect example of effective collaboration to improve the spaces within Vincennes,” states Joel Smith, regional president with German American. “Quality of life and quality of space are crucial areas of focus for economic development to attract students, residents, and young talent to our area. The German American team is proud to make a significant donation to this project and looks forward to enjoying Kimmel Park for many years to come.”

Known as “game-changers” for communities throughout the nation, riverfronts enhance a sense of place and pride, attracting residents and visitors for outdoor recreation, relaxation, and community events. The Kimmell Park Revitalization Project also complements other nearby improvement initiatives, such as the development of the Heritage Trail along the riverfront, as well as Main Street and Second Street revitalizations.

Kimmell Park will help link several major riverfront neighbors: VU, the George Rogers Clark National Historical Park, the home of President William Henry Harrison, and the downtown area, which is the site of Indiana’s first Main Street.

KIMMELL PARK
In the 1930s Kimmell Park was funded in part for President Franklin Roosevelt’s Works Progress Administration jobs program. Following the construction of an attractive shelter house and other park facilities, the city park attracted families from southwest Indiana and became a tourist attraction.

But with tight city budgets through the years and additional parks and an aquatic center competing for limited funds, Kimmell Park visits declined and so did its attractiveness for recreation. With the goal of revitalizing the park and capitalizing on the riverfront, the City of Vincennes and VU worked cooperatively, agreeing to transfer ownership of the 8.5-acre Kimmell Park and adjacent 54-acre woodlands to adjacent VU, with covenants to ensure that the property remains a public park. VU pledged to lead efforts to make major improvements and enhance security using its VU Police Department.

VU is currently working with the Indiana Department of Natural Resources and agencies with jurisdiction over the levee to initiate a number of improvements designed to make the park more inviting. Soon the park’s entrance will be greatly expanded, boat access improved, views of the river enhanced, and new trees planted, in addition to new lighting installed to enhance security and hours of usage. VU is also committed to ensure public access and protect the park’s existing historical open shelter house and open fire pits that were constructed in the 1930s.

GERMAN AMERICAN BANK
German American was founded in 1910 and offers banking, insurance, investment, and trust services throughout southern Indiana in 37 banking offices in 13 southern Indiana counties, including Knox, Daviess, Pike, Gibson, Martin, Dubois, Perry, Spencer, Monroe, Lawrence, Vanderburgh, Warrick, and Bartholomew. The company employees over 500 financial professionals with expertise in serving individuals and businesses with financial products and services.

VINCENNES UNIVERSITY - Indiana’s First College
VU is state-supported with campuses in Vincennes and Jasper and additional sites such as Indianapolis and the Gibson County Center for Advanced Manufacturing and Logistics. A leader in developing Early Colleges statewide, VU also offers instruction at military sites throughout the nation.

In addition to offering a wide range of associate degree and certificate programs, VU also offers bachelor’s degree programs in technology, homeland security, nursing, secondary education programs in mathematics and science, and special education/elementary education.

VU enrolls students from throughout Indiana, 35 other states, and 17 countries. Tuition and fees are the lowest among Indiana campuses with residence halls. VU is accredited by the Higher Learning Commission.

Founded in 1801, VU is Indiana’s first college and is the only college in the nation founded by an individual who would later become President of the United States. William Henry Harrison, the ninth U.S. President, founded VU while serving as governor of the Indiana Territory. More information is available at www.vinu.edu.


posted 4/15/16

Why do you need higher auto limits?

While the minimum limits may provide the cheapest rate in the short term, they don't provide ample protection for what you value most.

Whatto consider when choosing your limits:

  • Medicalbills add up.
    While $100,000 might sound like a lot, it doesn’t go veryfar if you’ve injured someone in an accident. Consider the costs of ambulanceride, the hospital stay, necessary tests and recovery expenses. The rising costof medical care means those limits will run out more quickly.
  • Coverthe unexpected.
    In 2014, there were 6.1 million police-reported crashes*,and every one of those people probably thought it would never happen to them.Out of those 6.1 million, 2.3 million people* were injured as a result. Theannual cost of medical care and productivity losses related to motor vehiclecrashes added up to more than $80 billion**.
  • Protectyour future.
    Even if you don’t own a home or a nice car, you still needadequate protection. When your limits run out, you’re still expected to paywhat’s owed. If there are no assets to take that from, it will come out ofcurrent and future income until the debt is paid. Some states are allowed to take25% of a person’s income if necessary.
  • Theprice difference is minimal.
    Just because you’re tripling your liability limits doesn’tmean you’re tripling your rate. In actuality, it may only be a $50 difference.Considering that means adequately protecting your family, your home and yourfuture income, that’s not much extra.

RealSafeco® claims examples

1. Customer thoughthe was in drive, but was in reverse and ran into his friend as he moved hisvehicle. His friend sustained a serious fracture to her leg, requiring surgery.Her hospital stay, surgery and all treatment resulted in over $135,000 inmedical expenses. Our customer's limits were $100,000, leaving him with apotential of over $35,000 in out-of-pocket expenses.

2. Customer struck a 53-year-old pedestrian. The pedestrianwas taken straight to the hospital with multiple breaks and fractures and abruised intestine. He spent multiple weeks in the hospital, including emergencysurgery, a chemically induced coma and now has multiple plates and rodssupporting his limbs. He’s also struggling with memory. His medical bills havetotaled $408,000 so far, not including recovery time. Our customer's limitswere $100,000, leaving him with a potential of hundreds of thousands inout-of-pocket expenses.

If these customers had higher limits and a Safeco Umbrellapolicy, they wouldn’t have been left with these massive out-of-pocket expenses. 

© 2016 Liberty Mutual Insurance

Sources: *U.S. Department of Transportation, NationalHighway Traffic Safety Administration: 2014 Crash Data Key Findings **Centers for Disease Control, InjuryPrevention & Control: Data & Statistics


posted 4/1/16

Safeco Insurance® honors German American Insurance with membership in the Safeco® Premier Partner Program

German American Insurance has been selected for membership in the Safeco Premier Partner Program, which recognizes the outstanding achievement and partnership of only the best agencies. Fewer than 10% of independent insurance agencies that sell Safeco personal lines products receive this distinguished honor.

At German American, we are please to be among the top agencies in the country! As a member in the Safeco Premier Partner Program, we will receive access to special resources and programs that will support us in serving our customers even better with expert advice. We strive to provide our customers with trusted guidance, so this Safeco honor makes us proud.


posted 3/24/16
Join us for a Customer Appreciation Day in all German American offices throughout southern Indiana on Friday, April 8th. Read for more information.

posted 3/22/16

Spirit of Jasper 5k Run/Walk and Duathlon is Saturday, May 7, 2016. Sign-up today! View the registration form.


3/15/16

BLOOD DRIVE AT TELL CITY MAIN STREET
German American is hosting a Blood Drive on Tuesday, March 15th from 10am-2pm at 645 Main Street in Tell City. To sign-up to donate, please contact Gretchen Lain or Tina Ziegelgruber at 812-547-7025 or visit redcrossblood.org.


2/25/16 - 2/26/16
REMODELING CELEBRATIONS AT BEDFORD 16TH STREET,
EVANSVILLE ST. JOSEPH AVENUE AND JASPER NORTH
Thursday, February 25 & Friday, February 26
Click here for more information.

2/10/16

PRESIDENTS' DAY - MONDAY, FEBRUARY 15, 2016
All German American banking and investment offices will be closed.
All insurance offices will operating regular business hours.


2/4/16

Are you getting ready to search for a new home this spring?

Brush up on your mortgage knowledge by learning the definitions of these common home-buying terms.

What is an appraisal?
The appraiser determines the market value of the house you have chosen, based on its condition and selling prices of comparable homes in the area. This helps the lender decide a reasonable loan amount for the mortgage. An appraiser does not uncover a home's defects - this is the inspector's job.

What is Title Insurance?
Title Insurance is evidence of ownership of property. This is needed to uncover any potential problems with title (legal ownership) to the property. If no issues are found in the search, the title company issues you title insurance. Title insurance guarantees that the property you buy is as it is stated in recorded deeds, surveys, and other documents.

What is PMI (Private Mortgage Insurance)?
PMI may be required if the desired loan cannot be granted because it does not meet normal standards for the lender. The most common reason for this requirement is a down payment that is smaller than standard (usually around 20%). This insurance protects the lender from loss if a default occurs. It does not protect you, though it may allow you to qualify for a loan you could not otherwise get.



1/26/16

Tax Identity Theft Awareness Week

It's that time of year - tax time. It's also a great time to get up to speed on tax-related scams. Here are two ways tax scammers might target you and what you can do about it:

Tax Identity Theft

This kind of identity theft happens when someone files a fake tax return using your personal information - like your Social Security number - to get a tax refund. Tax identity theft also happens when someone uses your Social Security number to get a job. You find out about it when you get a letter from the IRS saying:

  • more than one tax return was filed in your name, or
  • IRS records show wages from an employer you don't know

If you get a letter like this, contact the IRS Identity Protection Specialized Unit at 800-908-4490. You can find more about tax identity theft at ftc.gov/taxidtheft and irs.gov/identitytheft.

IRS Imposter Scams

This time scammers aren't pretending to be you - they're posing as the IRS. They call you up saying you owe taxes, and threaten to arrest you if you don't pay right away. They might know all or part of your Social Security number, and they can rig caller ID to make it look like the call is coming from Washington, D.C. - when it could be coming from anywhere. Leaving you no time to think, they tell you to put the money on a prepaid debit card and tell them the card number right away.

The real IRS won't ask you to pay with prepaid debit cards or wire transfers, and won't ask for a credit card number over the phone. When the IRS contacts people about unpaid taxes, they usually do it by mail. You can report IRS imposter scams to the Treasury Inspector General for Tax Administration (TIGTA) online or at 800-366-4484 and to the FTC at ftc.gov/complaint.

Visit IdentityTheft.gov

IdentityTheft.gov is the federal government's one-stop resource to help you report and recover from identity theft. You can report identity theft, get step-by-step advice, sample letters, and your FTC Identity Theft Affidavit. These resources will help you fix problems caused by identity theft.


1/14/16

MARTIN LUTHER KING, JR. DAY - MONDAY, JANUARY 18, 2016
All German American banking and investment offices will be closed.
All insurance offices will operating regular business hours.


1/13/16

WINTERIZE YOUR HOME TIPS

• Clear rain gutters, repair roof leaks and cut away tree branches that could fall on a house, barn, shed, or other structure during a storm.

• Extend your fuel supply by insulating walls and attics, caulking and weather-stripping doors and windows and installing storm windows or covering windows with plastic.

• Maintain heating equipment and chimneys by having them cleaned and inspected every year.

• Insulate pipes with insulation or newspapers and plastic. Allow faucets to drip a little during cold weather to avoid freezing. Running water, even at a trickle, helps prevent pipes from freezing.

• All fuel-burning equipment should be vented to the outside and kept clear.

• Keep fire extinguishers on hand, and make sure everyone in your house knows how to use them. House fires pose an additional risk, as more people turn to alternate heating sources without taking the necessary safety precautions.

• Learn how to shut off water valves (in case a pipe bursts).

• Hire a contractor to check the structural ability of the roof to sustain unusually heavy weight from the accumulation of snow or water, if drains on flat roofs do not work.

CARBON MONOXIDE HAZARDS

The primary hazards to avoid when using alternate sources for electricity, heating or cooking are carbon monoxide poisoning, electric shock and fire. Carbon monoxide can be deadly, so prepare your home with these tips:

• Never use a generator, grill, camp stove or other gasoline, propane, natural gas or charcoal-burning devices inside a home, garage, basement, crawlspace or any partially enclosed area. Locate the unit away from doors, windows and vents that could allow carbon monoxide to come indoors.

• Install carbon monoxide alarms in central locations on every level of your home and outside sleeping areas to provide early warning of accumulating carbon monoxide.

• If the carbon monoxide alarm sounds, move quickly to a fresh air location outdoors or by an open window or door.

• Call for help from the fresh air location and remain there until emergency personnel arrive to assist you.


12/22/15

HOLIDAY HOURS

Christmas Eve - December 24, 2015 
Banking offices will close at 12:00 P.M.
Investment offices will close at 1:00 P.M.
Insurance offices will be closed all day.
 

Christmas Day - December 25, 2015 
All German American offices will be closed.

Saturday, December 26, 2015 
All banking offices will resume normal business hours.

New Years Day - January 1, 2016 
All German American offices will be closed.


11/25/15

Matt Eckert join German American's East Region Advisory Board. Click here to read the press release.


11/25/15

German American Insurance announces that Jake Alexander has earned his Certified Insurance Counselor designation. Click here to read the press release.

11/25/15

Thanksgiving Holiday Hours 

All German American offices will be closed on Thanksgiving Day. 
Banking offices will resume normal business hours on Friday. 
Investment offices will close at 1:00 PM on Friday. 
Insurance offices will be closed on Friday.

11/17/15

German American Insurance retains its status as a Best Practices Agency for the third year in a row. Click here to read the press release.

10/27/15

German American Bancorp, Inc. and River Valley Bancorp announce definitive merger agreement. Click here to read the press release.

9/3/15

All German American offices will be closed on Monday, September 7th in recognition of Labor Day.

9/2/15

German American Investment Services September Newsletter

8/25/15

Mark Franklin named German American's North Region President. Click here to read the press release.

8/4/15

German American Investment Services August Newsletter

8/3/15

Join us for a Customer Celebration Day at our Newburgh Epworth Road location on Friday, August 7 from 11am - 2pm. Stop in for refreshments, food, prizes and fun! Click here to learn more.

7/7/15

Join us for "Family Fun before the Fair" at our Tell City Rivergate office on Thursday, July 9 from 11am - 2pm. Stop in for food, fun and prizes! Click here to learn more.

7/6/15

German American Investment Services July Newsletter

7/1/15

Independence Day Weekend Hours
Friday, July 3rd - All banking and insurance offices will be open. Investment offices will be closed.
Saturday, July 4th - All German American offices will be closed.

6/30/15

Join us for a Customer Celebration "Party in the Park" at our Vincennes 3rd Street location on Thursday, July 2 from 11am - 1:30pm. Stop in for food, fun and prizes! Click here to learn more.

6/12/15

Joins us for a Customer Celebration Day at our Evansville Hebron Avenue office on Friday, June 19 from 11 a.m. - 1 p.m. Stop in for refreshments, food and fun! Click here to learn more.

6/9/15

Join us for a Customer Celebration Day at our Evansville Vogel Road office on Wednesday, June 17 from 11 a.m. - 2 p.m. Stop in for food, fun and prizes! Click here to learn more.

6/2/15

German American Investment Services June Newsletter

5/20/15

All German American banking, insurance and investment offices will be closed on Monday, May 25 in observance of Memorial Day.

5/5/15

German American Investment Services May Newsletter

4/8/15

Spirit of Jasper 5k Run/Walk and Duathlon is Saturday, May 9, 2015. Sign-up today! Click here to view the registration form.

4/7/15
German American Investment Services April Newsletter

4/2/15

All banking and insurance offices will be open all day on Good Friday. All investment offices will be closed on Good Friday.

3/14/15

IMPORTANT INFORMATION:
DO NOT RESPOND TO SCAM PHONE CALLS

It is very important that you DO NOT respond to scam phone calls.

Scammers auto dial thousands of random phone numbers, use our German American name, or another bank name, as the caller identity, and entice you to respond with your personal, private information. Since these calls are randomly auto dialed, scammers do not hold any private, personal information about you. They only gain your private, personal information when you respond to scam phone calls and give them your information.

IF YOU RESPOND TO A SCAM CALL USING OUR GERMAN AMERICAN NAME, be sure to call us immediately at 800-482-1314 . There is no need for you to call us to inform us that you have received a scam call. We only need to hear from anyone who responded to the call with their private, personal information.

Rest assured that these scammers only obtain any of your private, personal information if you respond to these calls. Your help in not responding to these types of calls is very important.

Protect your personal, confidential information and never respond to scam calls or text messages. Your German American team is always here to help and we value the trust you place in us and appreciate your loyalty.


3/6/15

March is National Umbrella Month! There's a different kind of umbrella that our insurance professionals are interested in. Click here to learn more about umbrella insurance.


3/5/15
German American offices in Perry and Spencer Counties are closed today due to the significant amount of snow received in these counties. All other German American offices are operating normal business hours. Please use caution when traveling throughout southern Indiana today.

3/3/15

German American Investment Services March Newsletter


2/12/15

All German American offices will be closed on Monday, February 16th in observance of Presidents' Day.


2/10/15

Join us for a Customer Celebration Day at our Columbus office on Friday, February 13th. Click here to learn more.


2/4/15

Join us for an Open House at our Petersburg office on Friday, February 6th from 10 AM - 3 PM. Stop by and view our newly remodeled banking, insurance, and investment office, enjoy refreshments, and register for prizes! Click here to learn more.


2/3/15

German American Investment Services February Newsletter


1/30/15
Our Petersburg insurance team is moving across the street! The insurance team is joining offices with the banking and investments office at 305 E. Main Street. Click here for more details.


1/13/15

MARTIN LUTHER KING JR., DAY - MONDAY, JANUARY 19
All banking and investment offices will be closed.
Insurance offices will be operating normal business hours.

1/8/15

German American Investment Services January Newsletter


12/22/14

CHRISTMAS HOLIDAY HOURS

Christmas Eve - December 24, 2014
Banking offices will close at 12:00 P.M. Investment offices will close at 1:00 P.M. Insurance offices will be closed all day.

Christmas Day - December 25, 2014
All German American offices will be closed.

All German American locations will resume normal business hours on Friday, December 26, 2014.


12/5/14

IMPORTANT INFORMATION:
DO NOT RESPOND TO SCAM PHONE CALLS

It is very important that you DO NOT respond to scam phone calls.

Scammers auto dial thousands of random phone numbers, use our German American name, or another bank name, as the caller identity, and entice you to respond with your personal, private information. Since these calls are randomly auto dialed, scammers do not hold any private, personal information about you. They only gain your private, personal information when you respond to scam phone calls and give them your information.

IF YOU RESPOND TO A SCAM CALL USING OUR GERMAN AMERICAN NAME, be sure to call us immediately at 800-482-1314 . There is no need for you to call us to inform us that you have received a scam call. We only need to hear from anyone who responded to the call with their private, personal information.

Rest assured that these scammers only obtain any of your private, personal information if you respond to these calls. Your help in not responding to these types of calls is very important.

Protect your personal, confidential information and never respond to scam calls or text messages. Your German American team is always here to help and we value the trust you place in us and appreciate your loyalty.


11/25/14

Thanksgiving Holiday Hours
All German American offices will be closed on Thanksgiving Day.
Banking offices will resume normal business hours on Friday.
Investment offices will close at 1:00 PM on Friday.
Insurance offices will be closed on Friday.


11/21/14

Click here to learn tips on how to prepare for winter weather.


11/12/14

Join us for a Customer Celebration Day on Friday, November 14th from 11 AM - 1 PM at our Oakland City office. Stop by for food, fun and prizes! Click here to learn more.


10/21/14

Join us for the Washington Kid's Fall Festival on Monday, October 27th from 5-7 PM. Kids and families, stop by for a fun evening of games, food and fun! Click here to learn more.


10/14/14

Join us for a Customer Celebration Day on Friday, October 17th at our Winslow location and all 9 locations in Dubois County . Stop by to enjoy food, fun and prizes! Click the location name to learn more.


10/9/14

COLUMBUS DAY - MONDAY, OCTOBER 13, 2014
All of our banking offices will be closed. Our Insurance, Investment and Trust offices will be open normal business hours.


10/8/14

Join us for a Customer Celebration Day on Friday, October 10th from 11:00 AM - 2:00 PM at our Princeton location . Stop by to enjoy food, fun and prizes! Click here to learn more.


10/1/14

Valuable Estate Planning Information

At German American, our goal is to help you make smart financial decisions through out your life. The following Estate Planning Article recently published on CNBC.com provides valuable information on the importance of estate planning. As always, contact the Investment and Trust professionals at German American when you need direction and guidance.

There's a common misperception that estate planning is reserved for the wealthy, as an attempt to shield assets from the grasp of Uncle Sam—but nothing could be further from the truth.

In fact, estate planning is giving what you have to whom you want, the way you want, when you want and with the least amount of taxes and expenses possible.

Keep in mind that your estate is anything you own or have control over. That would include equity in your house, retirement accounts, a business or the proceeds of a life insurance policy. The manner in which you title these assets can have a profound financial and emotional impact on the beneficiaries.

In truth, everybody already has an estate plan—some voluntarily; others involuntarily. A will is a legal declaration that names the person who will distribute an estate and determines the recipients. It is generally recommended that everybody, regardless of circumstances, delineate their desires in a will.

In the cases of those who die without a will and have assets that exceed debts and funeral expenses, their estates will be subject to "intestacy," a process whereby state laws determine how the assets are distributed.

In this instance, lineage usually takes precedence over what the decedent would have preferred. It has a tendency to stray from common sense and cause family discord, and it should be avoided.

Failure to execute a plan can have dire consequences. A married couple with two children may have sufficient life insurance and a will that leaves all the assets to a surviving spouse. Should the husband pass away, his surviving spouse and their children are provided for properly.

However, if his widow remarries, puts her assets in joint name and then predeceases her second husband, her children from her first marriage are effectively disinherited—because assets in joint name pass by way of contract and usurp the terms of a will.

Instead, parents can establish a revocable living trust that segregates any existing assets from those of a future new spouse and protects their own children from the negative impact of a second marriage. A deceased parent, in essence, can govern from the grave.  

Trustees responsible for managing such trusts have a fiduciary responsibility to adhere to their terms and are personally liable if derelict in their duties.

A living trust also sets the terms according to what the parent thinks is in his or her children's best interest. If I'd inherited $500,000 when I was 18, I would have had a red, shiny Porsche—not all beneficiaries are prepared to manage a lump sum at a young age. My living trust, therefore, pays for all of my son's college expenses but will only match his W-2 income if he doesn't graduate.

Who are your beneficiaries?  

If a child is one, who makes decisions on his or her behalf? It's also not unheard of for ex-spouses to inherit life insurance benefits long after the divorce. Where is your will, and would your family be able to find it? If the will is locked in a safe deposit box, how would the executors prove they have the authority to access it—especially if that authority is, ironically, granted in the locked-up will itself?

For those who are self-employed, who will run your business if you pass away? How much is it worth? Are you just guesstimating?

A business is an asset that could disappear without establishing a value while the owner is still alive. If there is more than one owner, they can each own life insurance on the other and agree to use the death benefit to buy out the decedent's share of the business at a predetermined price, ensuring the family receives its fair share.  

Finally, there is a matter of estate taxes. Federal estate taxes are not due if the estate is valued at less than $5.34 million in 2014. Moreover, a surviving spouse can inherit an unlimited amount of money.

That sounds like a lot, but check your state to see if it has a death or inheritance tax. Half of all states impose a tax on estates at thresholds much lower than the federal allowance, with many ranging between $1 million and $2 million.

Why is this important? If you're single, have a $500,000 401(k) plan account, $250,000 in home equity and a $1 million life insurance policy, you may not feel rich, but your estate is worth $1.75 million. In some states, your beneficiaries would have to write a check to the state treasury.

Fortunately, these circumstances can easily be avoided with the proper planning, and you'll likely sleep better at night when the process is complete. It's advisable to use an estate-planning attorney, as these matters require the attention of a specialist. While none of us will live forever, all of us—without question—should plan for a smooth transition upon our death.

—By Ivory Johnson, special to CNBC.com. Johnson is the founder of Delancey Wealth Management .


9/24/14
THE HOME DEPOT DATA BREACH
IMPORTANT INFORMATION: You are most likely aware of the recent news surrounding The Home Depot data breach. German American has sophisticated fraud detection software in place which monitors the situation closely to help prevent fraudulent activity on your check card and/or credit card with us. We will contact you if we notice any unusual transactions. In the meantime, please check your account activity and statements closely and contact our Customer Service Team at 800-482-1314 if you see unusual account activity. Our online banking and mobile banking products give you 24/7 access to your accounts, which makes it convenient to monitor your accounts on a consistent basis.


9/23/14
Join us for a Customer Celebration Day on Friday, September 26th at our Petersburg and Columbus locations. Stop by to enjoy food, fun and prizes! Click the location name to learn more.

9/16/14

Join us for the Fall Festival & Customer Celebration Day on the evening of Monday, September 22nd at our Odon Cannelburg office. Click here to learn more.

9/15/14

Join us for a Customer Celebration Day on Friday, September 19th at the following locations: Evansville Highway 41 North , Loogootee  and Washington. 


9/11/14

Join us at our Tell City Main Street location for our annual Shred Day and Customer Celebration Cook-out on Friday, September 12. Stop by to shred your important documents and enjoy the food and fun! Click here to learn more.


9/2/14

Hey, Vincennes kids and families! Join us on Tuesday, September 9th for our annual "Kids on the Move" Event. Click here to learn more.


8/28/14

Join us for a Social Security Workshop in Bloomington on September 4th or 11th. Choose the date that works best for you! Click here to learn more.


8/25/14

Join us for a Customer Celebration Day at our Evansville St. Joseph Avenue location on Thursday, August 28, 2014! Click here to learn more.

Join us for a Customer Celebration Day at our Evansville Lynch Road location on Friday, August 29, 2014! Click here to learn more.


8/13/14

Join us for a Customer Celebration Day at our Newburgh Epworth Road location on Friday, August 15, 2014! Click here to learn more.


8/13/14

German American announces 5 new promotions: click here to learn more.


7/28/14

German American Bancorp, Inc. to Present at KBW Community Bank Investor Conference on Tuesday, July 29, 2014. Click here to learn more.


7/9/14

Join us for a Customer Appreciation Cookout at our Evansville Hebron Avenue location on Friday, July 11, 2014! Click here to learn more.


7/8/14

Join us for Family Fun Before the Perry County Fair in Tell City on Thursday, July 10, 2014! Click here to learn more.


7/2/14

German American Investment offices will be closed at 1:00 p.m. on Thursday, July 3rd. All German American offices will be closed on Friday, July 4th. Our banking offices will resume normal business hours on Saturday, July 5th.


7/1/14

IMPORTANT INFORMATION: DO NOT RESPOND TO SCAM PHONE CALLS
You may be aware of the recent scam phone calls that fraudulently use our German American name as the caller identity.

It is very important that you DO NOT respond to these scam phone calls.

These scammers auto dial thousands of random phone numbers, use our German American name as the caller identity, and entice you to respond with your personal, private information. Since these calls are randomly auto dialed, these scammers do not hold any private, personal information about you. They only gain your private, personal information when you respond to these scam phone calls and give them your informations.

IF YOU HAVE RESPONDED, be sure to call us immediately at 800-482-1314 . Since we are highly aware of these calls, there is no need for you to call us to inform us that you have received a scam call. We only need to hear from anyone who responded to the call with their private, personal information.

Rest assured that these scammers have not obtained any of your private, personal information from us and that we have contacted the proper authorities to help us attempt to shut down these scammers. Your help in not responding to these calls is very important.

Your German American team values the trust you place in us and appreciates your loyalty.


6/23/14

Join us at our Vincennes 3rd Street location for a Downtown Holiday Celebration Cookout on July 3, 2014! Click here to learn more.


6/3/14

Valuable Tips for College Savings


5/22/14

All German American offices will be closed on Monday, May 26th in observance of Memorial Day.


5/21/14

Our Bloomington South College location is having a Customer Appreciation Day on Friday, May 23. Stop by and enjoy the fun! Click here for more information.


5/16/14

2014 Spirit of Jasper 5k Run/Walk and Duathlon Results:

5k Run/Walk Duathlon Duathlon Team


4/19/14

SCAM PHONE CALLS FOR CHECK CARDS

We have received reports that scam phone calls using the German American name are happening again. This is a scam and authorities have been notified. PLEASE DO NOT REPLY TO THESE PHONE CALLS AND TEXT MESSAGES. They are only using our name and have not accessed any secure information. Share this with your family and friends so everyone is informed to not respond to these type of scam calls.


4/15/14

Spirit of Jasper 5k Fun Run/Walk and Duathlon Registration Form


4/11/14

THE HEARTBLEED BUG - ONLINE VULNERABILITY
The Heartbleed Bug is a security vulnerability that has affected many popular websites. The vulnerability could potentially allow secure data to be compromised by malware and cybercriminals. German American has assessed and determined that our website and online banking applications are safe and not affected by Heartbleed. German American uses versions of encryption that are not vulnerable to the Heartbleed Bug.

3/24/14
UPDATE ON SCAM PHONE CALLS FOR CHECK CARDS

While it may appear that the scammers who conducted the many phone calls and text messages these past few days have captured bank information, this is merely an illusion the scammers prey upon. Please read Indiana State Police Officer Philip Hensley's explanation of how these scammers operate.

A number of folks have asked how the scammer would have obtained your phone number or knew that you banked at German American Bank, so I will explain what exactly is going on, and be sure to pass this on so others will understand.

First of all, understand that in a scam like this, GAB was not hacked, nor did they have a breach of security. Their information, which is YOUR information, is still intact and secure. The scammer is using a computer with a number generator that systematically dials every phone number in a particular phone code (such as numbers local to Jasper) and then plays the same computer generated recording... I have heard the message (my wife and I were both called). If you press "1" like the message asks, it begins recording the next 16 numbers you enter for your card number.

The long and short of it is that you are not individually targeted; by using a computer, the scammer can attempt to gain more victims in a shorter period of time.

If you have additional questions or concerns, please contact us at (800)482-1314.

3/23/14

SCAM PHONE CALLS FOR CHECK CARDS

We have received reports that some of our customers are receiving phone calls regarding their check cards. This is a scam and authorities have been notified. Please do not reply to these calls.

2/24/14

Stop by our Columbus office and register to win the Grand Opening Giveaways!

2/20/14

BLOOMINGTON 9 NORTH OFFICE REMAINS CLOSED TODAY

Our Bloomington 9 North office needs to remain closed today. Friday should be the day we reopen! Our team is anxiously waiting to serve our customers at our 9 North office tomorrow.

2/19/14

BLOOMINGTON 9 NORTH OFFICE UPDATE

Our 9 North Office in Bloomington will remain closed today. We anticipate opening as usual tomorrow and will keep you posted.


2/18/14

BLOOMINGTON 9 NORTH OFFICE CLOSED TODAY.

Our 9 North Office in Bloomington will be closed today due to electrical issues. The electric company are working to restore electricity to our office and we are hoping we can open later today or tomorrow. The phone lines to our 9 North Office are not operating, so please use our toll free number 800-482-1314. If you dial either the 812-355-2265 or 812-355-6050 numbers, you will receive a busy signal. Please use our South College and 3rd Street offices in Bloomington for your financial needs. We’ll keep you posted when our 9 North office will reopen.


1/6/14

Achieve Financial Responsibility in 2014

1/3/14

Customers beware of phone calls requesting insurance survey.

We are aware customers are receiving calls on behalf of Doty Insurance requesting they complete a survey. This is not the Doty Insurance that became a part of German American in 1999. We no longer use the Doty Insurance name and we are not conducting a survey. This Doty Agency is based in Mississippi and has no relationship to German American or to the former Doty Agency in Petersburg. As always, our team is available to answer any questions or help you with any concerns.