Personal Banking

CDs/IRAs

Our Certificates of Deposits (CDs) and Individual Retirement Accounts (IRAs) offer competitive rates and flexible terms. . . always with the personalized attention from financial professionals at German American. Building a nest egg, planning for a comfortable retirement, saving for a dream vacation or a start to a second career. . . talk to us about CDs and IRAs.

Certificate of Deposit

CDs are considered one of the best ways to save money and we've made it even better. We provide a wide selection of terms, competitive interest rates, and personalized customer service so your CD can be tailored to fit your family budget needs. You decide how long you wish to invest… from 1 month to 5 years with amounts as little as $1,000.

All savings products are FDIC Insured. Remember, no investor has ever lost a single penny on a FDIC insured deposit.

Individual Retirement Accounts

Individual Retirement Accounts are an excellent way to invest for your future. Your retirement dollars will grow safe and secure with competitive rates and possible tax advantages (consult your tax advisor). Our IRA investment options include Certificates of Deposits.

Start opening your CD or IRA account using our Apply Now secure system. A German American financial professional will contact you within 24 business hours to take the next steps in opening your account with us.

Use our convenient online calculators to calculate some of your own financial scenarios, then contact our professionals to discuss how IRAs and CDs can be effective savings tools for you.

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