Personal Banking

Checking

A Checking Account should give you the tools you need to manage your money efficiently and easily so you can make smart financial decisions. All of our accounts include FREE online, mobile and text banking, bill pay, account alerts and unlimited check card usage. You can choose to receive your statements electronically by enrolling in eStatements and use German American ATMs throughout southern Indiana day or night free of charge.

You'll find checking accounts with tremendous money saving opportunities while you shop in your local community, around southern Indiana and even at national stores. Cell phone protection, Identity Theft Protection, Roadside Assistance, Pure Personality Check Card, and the opportunity to earn interest on your account balance! Our checking accounts include powerful tools to help you make SMART financial decisions! 

Choose the $MART account that fits your financial needs:

$MART Checking

  • Anywhere Banking Tools
  • Online banking, mobile banking, bill pay, check card, and eStatements.
  • Unlimited access to BaZing savings
  • Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
  • Cell phone protection
  • Receive up to $200 per claim ($400 per year) if your cell phone is broken or stolen.
  • Identity theft protection
  • Includes payment card protection, $2,500 in personal identity protection and identity theft aid.
  • Roadside assistance
  • Available 24/7 at a discounted service fee.
  • $10,000 Travel Accident Death Insurance
  • Peace of mind for your family.
  • Free Pure Personality Check Card ($10 value)
  • When you order your card within 48 hours of opening your checking account.



    $MART Checking with Interest

    • Anywhere Banking Tools
    • Online banking, mobile banking, bill pay, check card, and eStatements.
    • Unlimited access to BaZing savings
    • Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
    • Cell phone protection
    • Receive up to $200 per claim ($400 per year) if your cell phone is broken or stolen.
    • Identity theft protection
    • Includes payment card protection, $2,500 in personal identity protection and identity theft aid.
    • Roadside assistance
    • Available 24/7 at a discounted service fee.
    • $10,000 Travel Accident Death Insurance
    • Peace of mind for your family.
    • Free Pure Personality Check Card ($10 value)
    • When you order your card within 48 hours of opening your checking account.
    • Great interest on your checking balance
    • Our best checking rate.


    e-$MART Checking

    • Anywhere Banking Tools
    • Online banking, mobile banking, bill pay, check card, and eStatements.
    • Enroll in eStatements and avoid a $2 monthly paper statement fee
    • Receive your account eStatement notification conveniently by email every month.
    • Limited access to BaZing savings
    • 3 free deals from BaZing savings to save you money on shopping, dining travel and more.


    Student Checking

    This account is ideal for the full-time, on-the-go student whose busy schedule does not all for banking during business hours.

    • No minimum balance
    • Anywhere Banking Tools
    • Online banking, mobile banking, bill pay, check card, and eStatements.
    • Unlimited ATM withdrawals at an German American ATM
    • Reimbursement of up to $20 per statement cycle for fees incurred when using non-German American ATMs
    • Enroll in eStatements and avoid a $2 monthly paper statement fee
    • Receive your account eStatement notification conveniently by email every month.


    With so many benefits and options from which to choose, you may find it helpful to talk to one of our personal bankers. Your personal banker will be happy to help you determine which checking account best suits your needs.

    Cell phone protection and identity theft protection are subject to additional terms and conditions. Insurance products are not a deposit, not insured by the FDIC, not insured by any federal government agency and not guaranteed by the bank.