Personal Banking

Mortgage & Equity


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No annual fee. Annual percentage rate is accurate as of 3/22/16 and applies to new Home Equity accounts. The annual percentage rate in effect is 3.50% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to change. APR will not exceed 21% or the maximum rate allowed by applicable law. Requires a checking account with us. Subject to credit approval. Property Insurance is required. If your line closes within 12 months from the opening date, you will have to pay a $250.00 early termination fee. 


Home Loans, Fixed Rate Conventional Loans, Adjustable Rate Mortgages (ARM's), Construction Loans & Refinancing - we have the solution that's right for you. Whether you're building, buying, or refinancing, you need flexible terms and affordable payments. German American’s Home Loan Experts will help you every step of the way. We’re available to visit with you in your home or office, in our offices or by phone.

There’s no place like home, and there’s no place better than German American for home loans.

Buying, building, or refinancing a home? Apply online at our Home Loan Center.

Our online calculators are great tools to get you started on some of your own financial scenarios.

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Click here for a list of registered NMLS Loan Officers.