We're all about HOMES!

Home improvements, buying or building?

Whether you're ready to build or buy a new home or improve your current residence, we offer loans to fit your needs. Confidently take the next step toward your home goals with the support of our local, experienced team or lenders.

You might be interested in...

Smartest Home Equity*
Secure a Smartest Home Equity Line of Credit and use it as you need it to finance a remodeling project. For a limited time, enjoy 0.00% APR for 90 days, 8.50% APR variable thereafter**, and no annual fee. Your local German American lenders will help you understand how much you might be able to borrow based on the equity in your home.

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Home Loans*
We offer loans for different size budgets, including construction loans, fixed rate, adjustable rate, veterans assistance, jumbo, and low and no down payment options for eligible borrowers.

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*Subject to credit and underwriting approval. Equal housing lender. 

**Annual percentage rate is accurate as of 7/27/23 and applies to new Home Equity accounts. 0.00% APR for first 90 days is only available for newly advanced money. Other conditions apply. Ask us for details. Only available for borrower's primary dwelling. The annual percentage rate in effect is 8.50% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to change. APR will not exceed 21% or the maximum rate allowed by applicable law. No annual fee. Subject to credit and underwriting approval. Property Insurance is required. If your line closes within 24 months from the opening date, you will have to pay a $399.00 early termination fee. Available in the German American market only. Other stipulations may be required.

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