Business Banking

Business Checking

Depending on your transaction needs and balance level, we offer checking accounts designed for all types of businesses. Our business bankers will work hard with you to be a true partner in your business goals. We strongly believe that matching you with the right financial products and services helps your money work harder for you.

Small Business Checking

Designed for businesses with fewer transactions, this account is perfect for those businesses with limited monthly transactions and the account includes no monthly maintenance fee.

Account benefits:

  • $0 minimum balance
  • $0 monthly maintenance fee
  • VISA Business Prestige Check Card available
  • Per item charge equals 40¢ for transactions over 250 each statement cycle

All Business Checking Accounts receive 6 months of Business Online Bill Pay FREE!

Mid-Tier Business Checking

A growing business with a modest number of monthly transactions is the perfect fit for our Mid-Tier Business Checking Account.

Account benefits:

  • $2,500 minimum balance or average of $10,000 collected in a statement cycle
  • Avoid a $10 monthly maintenance fee by keeping the minimum balance or collected monthly balance
  • VISA Business Prestige Check Card available
  • Per item charge equals 25¢ for transactions over 600 each statement cycle

All Business Checking Accounts receive 6 months of Business Online Bill Pay FREE!

Analysis Checking

Analysis Checking is the perfect fit for businesses with numerous transactions every month. Plus, Analysis Checking provides detailed financial monitoring as your business grows.

  • Use earnings credit balances to offset service fees
  • Monthly maintenance fee of $17.95
  • VISA Business Prestige Check Card available
  • See Analysis per item charges

All Business Checking Accounts receive 6 months of Business Online Bill Pay FREE!


Federal Regulations prohibit banks from processing unlawful internet gambling transactions. Therefore, German American Bancorp will not maintain a relationship with any business conducting internet gambling transactions, lawful or otherwise.