Effective as of 1/1/21
How We May Share Personal Information About You. We share Personal Information about you only as permitted by law. For Personal Information that is nonpublic and that we collect in connection with a financial service, U. S. federal law permits us to share such information only for the purposes shown in the following table:
|Reasons we can share personal information about you:||Do we share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, respond to court orders and legal investigations, and report to credit bureaus;||Yes||No|
|For our marketing purposes - to offer our products and services||Yes||No|
|For Joint Marketing with other financial companies;||No||We Do Not Share|
|For our Affiliates' everyday business purposes (information about your transactions and experiences);||Yes||No|
|For our Affiliates' everyday business purposes (information about your creditworthiness);||No||We Do Not Share|
|For our Affiliates to market to you;||No||We Do Not Share|
|For Nonaffiliates to market to you||No||We Do Not Share|
How We May Use Personal Information About You. We use Personal Information about you only as permitted by law, including but not limited to the following purposes:
To complete transactions and render services authorized by you;
For marketing purposes - to offer products and services to you, although you may opt-out of receiving commercial email marketing messages from us by following the opt-out processes described in those messages; and
If we are involved in a merger, acquisition, or sale of all or a portion of our assets that results in a change of the majority ownership of German American Card Control or the Service or the entity that owns them, you will be notified of this via email and/or a prominent notice on German American Card Control, as well as any material change in uses of your Personal Information, as well as any choices you may have regarding Personal Information about you.
Other Important Information. Vermont: Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our Affiliates, unless the law allows. We will not share information about your credit worthiness with our Affiliates except with your consent, but we may share information about our transactions or experiences with you with our Affiliates without your consent.
California: Under California law, we will not share information we collect about you with Nonaffiliates, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our Affiliates to the extent required by California law.
"Affiliates" means companies related by common ownership or control. They can be financial or nonfinancial companies.
"Nonaffiliates" means companies not related by common ownership or control. They can be financial or nonfinancial companies.
"Joint Marketing" means a formal agreement between nonaffiliated financial companies that together market financial products or services to you.
How We Protect Personal Information About You. To protect Personal Information about you from unauthorized access and use, we maintain physical, electronic, and procedural safeguards, including but not limited to security measures that comply with applicable federal and state laws. We also require our service providers and business partners to whom we disclose the information to do the same. When you enter sensitive information (such as a debit or credit card number) into German American Card Control, we encrypt the transmission of that information using secure socket layer technology (SSL). We may retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.