Affordable Housing

What we do
German American offers access to quality, affordable housing by creating strong community partnerships with organizations that promote affordability in the communities we serve.   We provide financing to both non-profit and for-profit developers of affordable housing. In addition, we invest both time and money in various non-profit and government organizations with expertise in housing for low- and moderate-income residents.

Who we serve
We’re proud to support vibrant, diverse neighborhoods by providing loans, investments, and services across Kentucky, Indiana, and surrounding states. We work with national, regional, and local real estate developers that build or preserve affordable and workforce housing for low- and moderate-income working families, seniors, veterans, people with disabilities, and other income-qualified households in our communities. 

German American Affordable Housing finances the construction of rent and income-restricted properties.  Additionally, our team members identify, underwrite, and close loans with abilities to work with capital funding stacks from simple to complex.   Some of the products we provide are:

  • Construction and Equity Bridge Loans (both taxable and tax-exempt)
  • Permanent Loans (both taxable and tax-exempt)
  • Acquisition Loans (with or without minor cap ex)

Recent Projects:

  • Hurstbourne Apartments – Louisville, KY
  • Crossings at South Park Apartments – Louisville, KY
  • Zion Manor II – Louisville, KY
  • 619 at Stonebridge Apartments – Nashville, TN

Our Commitment
With decades of industry expertise and comprehensive financial solutions, our Affordable Housing team is committed to providing clients with a full-service banking relationship from initial planning to property development and management.

  • Financing specifically tailored for each project
  • Streamlined closing processes
  • Asset management

“German American Affordable Housing department provides comprehensive service to our customers, listens to what they need, and strives to deliver a product that works for everyone.  Our experience allows us to understand complex financing structures and think outside the box.”  
– Brent Miller, Head of German American Affordable Housing

Our Team
The German American Affordable Housing team is located in Shelbyville, KY, and is available to meet with developers by appointment.  Staff contact information is found below. 

Meet our Affordable Housing Team

Affordable Housing


Brent Miller - Bio

Brent Miller

SVP, Head of Affordable Housing

1854 Midland Trail
Shelbyville, KY 40065

Phone: 502-647-7414
Cell: 502-314-3759


Jessica Cheatham - Bio

Jessica Cheatham

Affordable Housing Analyst

1854 Midland Trail
Shelbyville, KY 40065

Phone: 502-647-5116
Cell: 502-758-1405


Tammy Thomas - Bio

Tammy Thomas

Affordable Housing Consultant

1854 Midland Trail
Shelbyville, KY 40065

Phone: 502-647-7412
Cell: 502-321-4360