1Subject to credit approval.
2Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances of 17.49% (accurate as of 02/01/2025) will vary with the market based on the Prime Rate. Your due date is at least 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Visit the Consumer Financial Protection Bureau website to learn more about factors to consider when applying for or using a credit card.
3If multiple cards are opened with the same account, purchases on either card will be combined.
4Only the primary cardholder on the account will be awarded birthday points. The card account must be active and in good standing.
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