Online Banking & Bill Pay

Our powerful Online Banking system is comprised of capabilities that make managing your money easier.

Online Banking

Bank at home, on the road, or anywhere else - 24 hours a day, 7 days a week - with German American Online. It's simple, safe, secure, and just like having a bank location at your fingertips. Plus, it’s free! With a few clicks, you can:

  • Confirm account balances
  • Track transactions
  • Pay bills
  • Transfer funds
  • Sign up for and access eStatements
  • Send money to family and friends - typically within minutes - with Zelle®1
  • Get instant access to your credit score, credit report, credit monitoring, personalized money-saving offers, and financial education tips to improve your score or maintain an already great score powered by SavvyMoney.2
  • View transactions, create budgets, and manage debt in one portal using Money Management
  • View your German American Bank credit card balances, transactions, and pay your bill
  • Customize account alerts
  • Live chat
  • View check images
  • Stop payments - Fees apply
  • Reorder checks - Fees apply
  • Open an account online
  • Find resources you need to make smart financial decisions through every stage of life with our interactive Financial Learning Center
  • And more

Online Bill Pay

Is it hard to find time to manage your bills? Take advantage of our Online Bill Pay service. Bills are paid directly from your checking account, saving you time and money.

  • Add and manage payees with a US address
  • Receive electronic bills
  • Schedule and manage recurring and one-time payments
  • Track your payment history
  • Set up automatic payment instructions

Account Alerts & Text Banking

As an Online Banking user, you can set up email notifications or choose to receive text alerts if you prefer this communication method or don't have a date enabled phone. Log into Online Banking to sign up for email and text alerts.

Account Alerts

The following alerts are available:

  • An account balance falls below a certain amount
  • An account balance goes above a certain amount
  • A payment clears that exceeds a certain amount or has a certain check number
  • A deposit into your primary account exceeds a certain amount
  • A personal message reminder (up to 50 characters) on a periodic basis

Text Banking3

You can also register for the following text notifications to be sent to your phone:

  • Your primary account balance every Friday
  • Your primary account balance falls below a certain amount
  • A payment clears your primary account that exceeds a certain amount
  • A deposit into your primary account exceeds a certain amount

Access your account information with the following commands:

  • BAL: Returns the balance of your primary account
  • BAL ALL: Returns the balances of all savings, checking, and money market accounts.
  • LAST: Returns the last five transactions for your primary account
  • BAL CHK: Returns the balance of your checking account
  • BAL SAV: Returns the balance of your savings account
  • TRANS X: Transfer funds from your source account to your primary account (replace X with the dollar amount)
  • HELP: Displays the list of available commands
  • STOP: Deactivates you from German American’s text banking

1Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle. Transactions between enrolled consumers typically occur in minutes.

2Subject to SavvyMoney terms and conditions.

3Standard rates and fees from your wireless carrier may apply.