Long-Term Care Solutions

Asset-based long-term care products provide individuals and couples with options to help them protect against the threat of long-term care expenses only if they are needed... and still provide value if care is never needed.

Asset-based long-term care products offer protection for your:

  • Family Members - If long-term care is not needed, your assets are passed to your beneficiaries
  • Assets - Earn cash value growth with a guaranteed minimum interest rate, returned to you if you choose. *Guarantees based on the claims paying ability of the issuing insurance.
  • Lifestyle - Your level of premiums are guaranteed to never increase ensuring you added confidence.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. German American Bank and German American Investment Services Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using German American Investment Services Group, and may also be employees of German American Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, German American Bank or German American Investment Services Group. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government AgencyNot Bank GuaranteedNot Bank Deposits or ObligationsMay Lose Value


This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.