Opening a Checking Account

Opening a checking account with German American Bank is simple. Just bring the following information to one of our convenient banking offices.

  • Government-issued Identification (i.e. driver’s license)
  • U.S. Taxpayer Identification Number
  • U.S. Citizenship or Resident Alien Status
  • Account information for accounts you would like to close at other banks and move to German American Bank.

Opening a savings account

Things to know about opening your account online:

  • You will be able to view your account in German American Online Banking and our Mobile Banking App within one business day from account opening.
  • Your funds will be available as follows:
    • Funding account using automatic transfer or funds transferred from a non-German American Bank checking or savings account: If account is successfully opened prior to 5 p.m. ET, funds will be available the next business day. If account is successfully opened at 5 p.m. ET or after, funds will be available in 2 business days.
    • Funding account using a credit card or non-German American Bank debit card: If account is successfully opened prior to 5 p.m. ET, funds will be available in 2 business days. If account is successfully opened at 5 p.m. ET or after, funds will be available in 3 business days.