$MART Checking with Interest

Customers with higher account balances are rewarded with interest. If you maintain a $5,000 minimum balance or higher in your $MART Checking with Interest account, you will earn interest on your balance and avoid a $12 monthly fee. This account gives you all the money-saving benefits of our $MART Checking account, plus because this is a tiered account, the higher the balance you carry, once you move up to the next tier, the more interest you will earn.

Anywhere Banking Tools
Online BankingOnline Bill PayMobile BankingMobile Bill PayMobile Check DepositCheck Card, Card Control App, and eStatements.

Unlimited access to ShieldPerks powered by BaZing

  • Local and national network of savings (1)
    Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

  • Cell phone protection (1,2)
    Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. To be eligible, pay your cell phone bill through your $MART Checking account. 

  • Roadside assistance (1)
    Available 24/7, free to use, and provides up to $80 for covered roadside events. Covered services include towing assistance, battery service, flat tire assistance, lock-assistance, collision assistance, extrication assistance, and fuel, oil, fluid or water delivery.

  • Identity Theft Aid (1,2,3)
    Includes payment card protection, $2,500 in personal identity protection and identity theft aid with daily monitoring (activation required).

  • BaZing Fuel (1,3)
    Use your German American Bank Check Card for everyday purchases and earn discounts on fuel. Each purchase will earn you points to redeem for discounts at participating stations.

  • Billshark (1,3)
    Receive preferred pricing for Billshark services to negotiate the best rate on your internet, cell phone, cable, satellite and other recurring bill payments.

  • $10,000 Travel Accident Death Insurance (1,2)
    Peace of mind for your family.

  • Pharmacy, Vision, and Hearing Savings (1)
    Save money on prescriptions, eye exams, frames, lenses, and hearing services.

Free Pure Personality Check Card ($10 value)
When you order your card within 48 hours of opening your checking account. If ordered after 48 hours, a $10 fee will apply.

Great interest rate on your checking balance
Our best interest rate for checking accounts.

What do you need to open a checking account?


Download the ShieldPerks Mobile App:

  Apple - Available on the App Store     Google Android - Available on the App Store

How do I register for ShieldPerks?

If you are currently a $MART Checking or $MART Checking with Interest customer but are not taking advantage of your ShieldPerks benefits, please call (800)482-1314 or stop by your nearest German American location, and we will be more than happy to help you register! Registration is simple and incurs no additional charge for German American $MART Checking or $MART Checking with Interest account holders.

If you are not a $MART Checking or $MART Checking with Interest customer but would like to take advantage of the full benefits of ShieldPerks, you will need to open a $MART Checking or $MART Checking with Interest account at any German American locationShieldPerks registration is free, easy, and can be done at the time of account opening.

1. Subject to the terms and conditions detailed in the ShieldPerks powered by Bazing Benefits Reference Guide.
2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3. Identity Theft Aid, BaZing Fuel and Billshark require additional activation to begin services.