Kentucky Housing Loan

The Kentucky Housing Loan offers prospective and existing homeowners down payment assistance (DPA) on 30-year FHA, VA, and RHS loans. 

Owner occupied, one unit, primary residence

Borrower must meet KHC's Secondary Market Income Limits

FHA, VA, and RD Programs: 620 credit score

Down Payment Assistance Program up to $10,000

  • No liquid asset review and no limit on borrower reserves.
  • Specific credit underwriting standards may apply to down payment programs.

Subject to credit and underwriting approval. Qualifications and stipulations apply. Ask for complete details.

Available in the German American Bank markets in Kentucky only.

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