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Subject to program availability and credit and underwriting approval. No manufactured homes are allowed. Non-occupant co-borrower not allowed.
Available to Indiana and Kentucky Residents.
Online BankingWelcome Login
Online BankingWelcome LoginWith the USDA Rural Development Loan program homeownership is possible even if you aren't able to make a down payment on your mortgage loan. Our Mortgage professionals are here to help answer your questions and step you through the approval process.
Eligible borrowers may qualify up to 101% of appraised value for purchases and 101.5% of appraised value for refinance (refinance only available for current Rural Development loans)
Must meet Rural Development income limits
Owner occupied, one unit, primary residence only
Seller can contribute up to 6% financing concessions
No down payment required
Monthly mortgage insurance based on term and loan-to-value as defined by Rural Development
Minimum credit score of 640
Free pre-qualification
Subject to program availability and credit and underwriting approval. No manufactured homes are allowed. Non-occupant co-borrower not allowed.
Available to Indiana and Kentucky Residents.
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