Physician Loan Program

As a physician, you want to work with financial professionals who are experienced in your industry. We understand the financial needs of Physicians and will put our skills to work for you. With a Physician Loan, we offer simple home solutions with maximum benefits for new and established Physicians.

Finance up to $750,000 with no down payment required when purchasing a primary residence, single-family home or condominium

Adjustable loan terms include 5/1, 7/1, and 10/1

No Private Mortgage Insurance (PMI) required

Minimum credit score of 700 required

No construction loans allowed

Free pre-qualification


*After the ARM period, it is possible that the borrower’s payment may increase substantially over the remaining term of the loan.

The Physician Mortgage Loan Program is ideal for licensed Interns, Residents or Fellows and licensed Non-Residents/Interns/Fellows (MD, DO or DPM).

Terms and conditions apply. The Physician Mortgage Loan Program is restricted to primary, owner-occupied residences only. Investment properties, second homes, construction-to-perm and lot loans are ineligible. If the borrower can document that the student loan payment is deferred or in forbearance for at least 12 months after closing, the student loan payment can be excluded from the debt-to-income calculation.

Subject to credit and underwriting approval.

Available to Indiana and Kentucky Residents. 

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