Financial Security

10 Tips to Help Seniors Outsmart Financial Scams

When it comes to financial scams, education is the first line of defense.  Scam artists prey on the elderly, especially in times of crisis, in order to get them to divulge confidential information or to exploit them financially.  The American Bankers Association has provided 10 important tips inspire savvy seniors.  

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Common Holiday Phishing Attacks

The holiday season brings with it festivities and all kinds of electronic communications related to holiday greetings, shopping, travel, shipping, and parties. Unfortunately, it also brings opportunities for malicious actors to send spam and phishing emails.

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Needs vs. Wants

The American dream is to work hard and have a plentiful, peaceful life for our family. What that looks like and how we get there is different for each person. When faced with a spending decision, knowing if what you are buying is a need or a nice to have can help.  We have to spend money on needs, but wants are important to spend money on too. Some responsible things to consider are when to spend and how much.

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Romance Fraud (Or Online Dating Scams)

As online dating has become more common, there has also been an increase in scams targeting users of online dating sites. A romance scam is a trick where someone pretends to have romantic feelings for a victim, gains their trust, and then uses that relationship to commit fraud. Usually, the crook misleads a victim online and then talks the victim into sending money, sharing personal and financial information, or laundering money for the crook.

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4 Fraud Prevention Tips for Email

When using e-mail for personal or business use, always exercise caution. The following 4 tips are from German American’s Security Team experts to help you detect, and avoid, fraudulent e-mails.

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Managing Your Money Through College

Prior to becoming a college student, I didn’t really do much of my own banking besides a deposit or withdrawal here or there. However, when I went to college, I knew that I was going to be on my own with managing my money.

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