December 15, 2022
Heating your home uses more energy and costs more money than any other system in your home, making up about 29% of your utility bill. Read on to find helpful tips to prepare your home for cold winter temperatures from the U.S. Department of Energy.
December 5, 2022
The FHFA has announced the conforming loan limit values (CLLs) for 2023 and that the baseline conforming loan limit will increase to $726,200.
October 4, 2022
Your credit, your credit scores, and how wisely you shop for a loan that best fits your needs have a significant impact on your mortgage interest rate and the fees you pay.
September 9, 2022
Searching for your first home can be exciting and sometimes a little scary. It’s generally the largest expense most people will ever make, so it really pays to do your homework, and arm yourself with knowledge and a team of professionals who can help you avoid the pitfalls some first-time homebuyers find themselves making. Read on for some other missteps to avoid on the path to homeownership.
June 15, 2022
Expressing your thoughts and feelings about how you view affordable is a big step in the right direction when considering a mortgage loan. Only you can decide how much you are comfortable paying for your housing each month.
August 23, 2021
Moving into your own place can be exciting and frightening at the same time. The American Bankers Association suggests considering the following questions when choosing your own home.
July 9, 2021
Whether you’re a renter or a homeowner, chances are you care about protecting the environment – and saving money. Here are some tips to help you do both.
June 11, 2021
When settling in to your new home, there are some important things you need to consider. ABA Foundation recommends the following tips.
May 6, 2021
Brush up on your mortgage knowledge by learning the definitions of these common home-buying terms.
April 19, 2021
Searching for your first home can be an exhilarating, yet overwhelming time in your life. If you are having trouble with where to start, you are not alone. With some guidance and organization, German American can help you be on your way to owning your first home. Here are some simple steps to get you started.
February 16, 2018
Rain, rain, go away...
We can't control the weather, yet we can prepare for it, which is key to prevent potential water damage to your home. Follow the suggestions below to ensure your home is rain ready.
January 24, 2018
There are many reasons you might want to rent out your home on either a short- or long-term basis. Depending on the rental scenario, your standard homeowners policy may not cover losses incurred while your home is rented out, and you may require a more specialized insurance policy.