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If You Had Flexible Funds, What Would You Choose?
Home upgrades. New adventures. Debt consolidation.
Access Your Equity
With the right financing, your home’s equity can open doors. That’s the power of a HELOC.
Your home equity is the portion of your home you truly own. It’s calculated by subtracting what you still owe on your mortgage from your home’s current market value. A Home Equity Line of Credit (HELOC) allows you to access that equity and use it on your terms.
Borrow what you need, when you need it, and pay interest only on what you use.
It’s flexible financing designed to move with your life.
Use your equity for home improvements, unexpected expenses, or whatever matters most right now.
Why Homeowners Choose a HELOC
A Smart Line of Credit Starts Here
Limited-Time HELOC Offer
What You’ll Typically Need
While lender requirements may vary, you’ll generally qualify with:
Not sure where you stand? We’re happy to help you explore your options.
Local knowledge. Real relationships. Smart lending.
German American Bank proudly serves homeowners throughout the Louisville area, helping turn home equity into real-life possibilities.
Ready to take the next step?
*Annual percentage rate is accurate as of 05/04/26 and applies to new home equity accounts. 0.00% APR for first 90 days is only available for newly advanced money. Other conditions apply. Ask us for details. Only available for borrower's primary dwelling. The annual percentage rate in effect is 6.75% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to change. APR will not exceed 21% or the maximum rate allowed by applicable law. No annual fee. Subject to credit and underwriting approval. Property insurance is required. If your line closes within 24 months from the opening date, you will have to pay a $399 early termination fee. Available in the German American Bank market only. Other stipulations may be required.
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© 2026 German American Bank . All rights Reserved
