
Checking Accounts
Manage your checking with German American Bank and unlock valuable benefits and $MART decision-making tools.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
How do you build financial security? Planning and education. A good place to get educated? German American Bank's library of free resources.
Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.
Investment Products are not insured by the FDIC, are not deposits, and may lose value.
Checking Account Selector
There's a checking account for everyone, and we keep it simple. Answer a few questions to help choose the right account.
Compare Accounts
If it matters to you what a checking account offers, it matters to us. Perks? Interest? Low fees? Check.
Looking for a student checking account?
Find what you're looking for, plus mobile conveniences to fit a student's go-go-go lifestyle with our $MART Checking or e-$MART Checking accounts.
Related Products
More German American Bank products we think you'll like.
Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.
Investment Products are not insured by the FDIC, are not deposits, and may lose value.
How do you build financial security? Planning and education. A good place to get educated? German American Bank's library of free resources.
Buy, build or refinance your mortgage with German American Bank's expert team of lenders – and competitive mortgage rates – on your side.
Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.
Investment Products are not insured by the FDIC, are not deposits, and may lose value.
How do you build financial security? Planning and education. A good place to get educated? German American Bank's library of free resources.
Buy, build or refinance your mortgage with German American Bank's expert team of lenders – and competitive mortgage rates – on your side.
Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.
Investment Products are not insured by the FDIC, are not deposits, and may lose value.
How do you build financial security? Planning and education. A good place to get educated? German American Bank's library of free resources.
Buy, build or refinance your mortgage with German American Bank's expert team of lenders – and competitive mortgage rates – on your side.
Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.
Investment Products are not insured by the FDIC, are not deposits, and may lose value.
How do you build financial security? Planning and education. A good place to get educated? German American Bank's library of free resources.
FAQs
Your questions about opening a checking account, answered.
Opening a personal checking or savings account with German American Bank is simple. Just bring the following information to any of our convenient local bank offices.
The short answer: It depends.
If you're funding the account using automatic transfer or funds transferred from a non- German American Bank checking or savings account and the account is successfully opened prior to 5 p.m. ET, funds will be available the next business day. If the account is successfully opened at 5 p.m. ET or after, funds will be available in two business days.
If you're funding the account using a credit card or non- German American Bank debit card and the account is successfully opened prior to 5 p.m. ET, funds will be available in two business days. If the account is successfully opened at 5 p.m. ET or after, funds will be available in three business days.
You'll be able to see accounts opened online in German American Bank online banking and our mobile banking app within one business day.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
© 2025 German American Bank. All rights Reserved
© 2025 German American Bank. All rights Reserved
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