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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

504 Loans

Secure the affordable, long-term financing every small business needs to expand, modernize, make repairs and grow.

SBA-backed fixed-rate financing

Small businesses form the backbone of our nation's economy. We’re proud to partner with the SBA to offer specialty programs like 504 Loans, which give small businesses an avenue for financing while promoting business growth and job creation.

504 Loans provide long-term, fixed-rate financing that's perfect for expanding or modernizing your business. With lower rates and lighter monetary requirements, many business owners also use this type of loan to acquire fixed assets or repair equipment or machinery.

Features & Benefits

  • Various term options available
  • Below market value long-term fixed rates
  • Low borrower contributions of 10-20%
  • Full amortization with no call or balloon conditions
  • Local decision making with a focus on customer service excellence

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

All SBA programs and services are extended to the public on a nondiscriminatory basis.