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Opening a Checking Account

Opening a checking account with German American Bank is simple.

Just bring the following information to one of our convenient banking offices.

  • Government-issued Identification (i.e. driver’s license)
  • U.S. Taxpayer Identification Number
  • U.S. Citizenship or Resident Alien Status
  • Account information for accounts you would like to close at other banks and move to German American Bank.

Things to know about opening your account online:

You will be able to view your account in German American Online Banking and our Mobile Banking App within one business day from account opening.

Your funds will be available as follows:

Funding account using automatic transfer or funds transferred from a non-German American Bank checking or savings account: If account is successfully opened prior to 5 p.m. ET, funds will be available the next business day. If account is successfully opened at 5 p.m. ET or after, funds will be available in 2 business days.

Funding account using a credit card or non-German American Bank debit card: If account is successfully opened prior to 5 p.m. ET, funds will be available in 2 business days. If account is successfully opened at 5 p.m. ET or after, funds will be available in 3 business days.