All banking and wealth management offices will be closed on Monday, September 7th, in observance of the Labor Day federal holiday. Mobile Banking, Online Banking and over 55,500 fee-free ATMs are available 24/7.
FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

HomePersonalConsumer LoansHome Improvement

Home Improvement

Give your home the TLC it needs with a home improvement loan from German American Bank.

Service excellence in every home improvement loan.

Remodeling your bathroom? Updating your kitchen? Installing new windows? Get the funds you need to check off everything on your home improvement list at German American Bank. You'll enjoy a fixed rate and consistent monthly payments. Not to mention the benefits of working with a local bank that's focused on the one thing money can't buy: customer service excellence.

Features & Benefits

  • Competitive rates
  • Flexible terms
  • Fixed monthly payments
  • Free prequalification
  • Local decision making

Are you a homeowner? Consider our Smartest Home Equity Line of Credit as another option. 

Ready to get started?

Apply Now - Home ImprovementContact UsRun the Numbers

This account pairs well with:

Smart CheckingFree Credit Score & ReportMoney Management

Related Products

More German American Bank products and services we think you'll like.

  • $MART Checking

    What does $MART Checking offer that makes it so smart? Truly useful offers – and lots of them. Make the smart move. Open a checking account today

    Learn More - $MART Checking

  • Smartest Home Equity

    Make the most of your home equity with a Smartest Home Equity Line of Credit. The smart way to use a big investment to finance a big project.

    Learn More - Smartest Home Equity

  • School Spirit Card

    Show your school spirit with the Visa® School Spirit Check Card, free with any checking account. We'll donate to your school of choice with every purchase.

    Learn More - School Spirit Card

Financial Resources

Fraud Prevention
Calculators
FAQs
Video Library

Access to security tools, CD calculators and more at your fingertips. View Resources

  • Scan the QR code with your phone's camera to instantly download our mobile app, or use the links below to install the app to your device.
  • App Store
Equal Housing Lender
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 German American Bank . All rights Reserved

Routing Number #:
083904563
Call Us
(812) 482-1314 or (800) 482-1314
Bankline 24
(800) 536-0660
Treasury Support
(800) 482-1314, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 German American Bank . All rights Reserved

Our website uses cookies to improve your website experience and provide more personalized products and services to you. By using our website, you agree to the use of cookies.