Home One Loan

Shopping around for your first mortgage can be daunting, especially if you're still building your credit history. With German American Bank's Home One program, you can feel confident in your ability to secure the mortgage you need. Low down payment and flexible credit requirements help you get over the initial hurdle. Fixed rates and predictable payments take you to the finish line.

Features & Benefits

• First-time homebuyers
• Purchase and no cash-out refinancing
• No manufactured homes allowed
• No income restrictions
• 3% down payment required (may be a gift)
• No minimum credit score
• Free prequalification