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Next Home (Indiana Housing) Loan
Help with down payments on 30-year mortgages for current and future Indiana homeowners.
For Indiana homeowners from your Indiana bank.
As a local bank since 1910, German American Bank has a long-standing commitment to help local homeowners like you achieve your goals. We created the Next Home Loan to offer down payment assistance (DPA) on 30-year conforming mortgage loans to both existing and prospective Indiana homeowners.1
Fund your next home with the mortgage benefits you need and deserve.
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1Conforming loans are conventional mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA).
2A first-time homebuyer is someone who has not had ownership in their primary residence in the last 3 years.
3Can be combined with mortgage credit certificate (MCC) if home is located in a targeted area. Targeted area is defined by the Indiana Housing & Community Development Authority (IHCDA) as the following counties in Indiana: Daviess, Jackson, Jefferson, Knox, Lawrence, Perry, Pike and Spencer, plus certain census tracts within Clark, Floyd, Monroe and Vanderburgh counties. Please contact us for more specific information regarding the tracts included in the “targeted area” definition for Clark, Floyd, Monroe, and Vanderburgh counties.
Subject to credit and underwriting approval.
Available in the German American Bank markets in Indiana only.
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© 2026 German American Bank . All rights Reserved
