FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

HomePersonalMortgageBuy a HomePhysician Loan Program

Physician Loan Program

A mortgage tailor made for medical doctors, serviced by mortgage lenders who know your industry.

Put your mortgage in the hands of lenders with medical practice banking expertise.

As a physician, you want to work with financial professionals who know your industry and the unique circumstances of a medical career, especially if you're just entering the field. At German American Bank, our medical practice banking specialists understand your needs and will work with you to find the best solution.

Features & Benefits

  • Up to $750,000 in financing with no down payment
  • Applies to primary residence, single-family home or condominium
  • Adjustable loan terms of 5/1, 7/1 and 10/1
  • No private mortgage insurance (PMI) required
  • Minimum credit score of 700 required
  • No construction loans allowed
  • Free prequalification

Ready to Get Started?

Apply NowGet PrequalifiedRun the Numbers

This account pairs well with:

Smartest Home Equity Line of Credit$MART CheckingFinancial Education

Related Products

More German American Bank products and services we think you'll like.

  • Wealth Management

    Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.

    Investment Products are not insured by the FDIC, are not deposits, and may lose value.

    Learn More - Wealth Management

  • Business Checking

    Find the best business checking account for your balance levels and transaction patterns. Leverage the benefits of banking with us.

    Learn More - Business Checking

  • Treasury Management

    Fight fraud with Positive Pay, a business banking tool that mitigates the risk of check fraud – and just one of the services in our treasury management toolbox.

    Learn More - Treasury Management

Financial Resources

Fraud Prevention
Calculators
FAQs
Video Library

Access to security tools, CD calculators and more at your fingertips. View Resources

*After the ARM period, it is possible that the borrower’s payment may increase substantially over the remaining term of the loan.

The Physician Mortgage Loan Program is ideal for licensed Interns, Residents or Fellows and licensed Non-Residents/Interns/Fellows (MD, DO or DPM).

Terms and conditions apply. The Physician Mortgage Loan Program is restricted to primary, owner-occupied residences only. Investment properties, second homes, construction-to-perm and lot loans are ineligible. If the borrower can document that the student loan payment is deferred or in forbearance for at least 12 months after closing, the student loan payment can be excluded from the debt-to-income calculation.

Subject to credit and underwriting approval.

Available in the German American Bank markets in Indiana and Kentucky.

  • Scan the QR code with your phone's camera to instantly download our mobile app, or use the links below to install the app to your device.
  • App Store
Equal Housing Lender
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2025 German American Bank . All rights Reserved

Routing Number #:
083904563
Call Us
(812) 482-1314 or (800) 482-1314
Bankline 24
(800) 536-0660
Treasury Support
(800) 482-1314, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2025 German American Bank . All rights Reserved

Our website uses cookies to improve your website experience and provide more personalized products and services to you. By using our website, you agree to the use of cookies.