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Build a Home
Bring your vision to life with German American Bank.
Affordable financing at every phase
Watch the blueprints for your dream home come to life. Get the financing you need for every phase, from initial planning through project completion.
German American Bank can help you:
Construction Loan
If you own land, you have equity.
Use the value of your land as a down payment to meet the loan-to-value requirement on your construction loan and secure financing for the funds needed to complete your project.1 Once you're ready for permanent financing, we'll help you find the perfect mortgage.
1Subject to credit approval. Property insurance required. Available to Indiana and Kentucky residents.
Purchase Renovation Loan
Roll your mortgage loan and remodeling costs into one loan with this innovative mortgage package.
Based on a home's value after renovations, Purchase Renovation Loans let you borrow more than a traditional home equity loan. And because you'll build equity faster by making renovations, you'll see even more potential in that fixer-upper you've been eyeing.
Subject to Credit and Underwriting Approval
The German American Bank Difference
It's your dream and nobody else's. We start from that place and work with you to make it real. That's why we offer so many mortgage loan options and all the personalized guidance you need, whether it's your first time or your fifth.
We'll be right by your side every step of the way home, with the experience and service you expect and deserve.
Not just an MLO, an MVP. From nailing down your homeownership goals to working out the financing and walking you through the application, this trusted expert is in your corner from start to finish.
The mortgage process comes with paperwork – lots of it. It starts with your home loan package moving on to our processors. They'll work with you to gather the documentation you'll need for the closing.
Ever wonder what an underwriter does exactly? You're about to find out. This is the member of our team who crunches the numbers to make sure your loan and budget align before approving your mortgage.
It's time to set a date for one last review of the closing documents and dozens of signatures before your realtor makes it official and hands you the keys. Welcome home.
Feel like the further along you get, the more questions you have? Don't worry, our team will always be there as a resource – before, during and after the closing.
"So happy with German American Bank...I closed my other accounts to open my business and personal accounts [here]. If I could give 10 stars I would!"
Meet Your Construction Loan Team
Turn to the mortgage experts at German American Bank as you firm up your plans and budget.
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Buy, build or refinance your mortgage with our expert team of lenders – and competitive mortgage rates – on your side.
Build wealth and keep it with financial advisement you can trust. Protect your financial future with a solid plan and an experienced financial planner.
Investment Products are not insured by the FDIC, are not deposits, and may lose value.
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© 2026 German American Bank . All rights Reserved
© 2026 German American Bank . All rights Reserved
