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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Build a Home

Build your dream home from the ground up with German American Bank.

Affordable financing at every phase

Watch the blueprints for your dream home come to life. Get the financing you need for every phase, from initial planning through project completion. German American Bank can help you:

  • Obtain the funds1 to cover costs from drafting plans to buying the land and paying for materials, labor, permits and fees
  • Loans issued for 12 month periods
  • Convert to a permanent mortgage upon completion

Construction Loan

  • Free pre-qualification
  • Applies the equity of land you own to a down payment
  • Interest-only payments during construction phase
  • Converts to permanent mortgage post-construction
Learn More about Construction Loans

Purchase Renovation Loan

  • Consolidates purchase and remodeling costs in one loan2
  • Higher borrowing limits. Loan amount based on improved value
  • Interest-only payments during renovation phase
  • Choose your builder or contractor
  • Free pre-qualification
  • Primary residence only
Apply Now about Purchase Renovation Loans

"So happy with German American Bank...I closed my other accounts to open my business and personal accounts [here]. If I could give 10 stars I would!"

- Travis K.

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  • Wealth Management

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    Investment Products are not insured by the FDIC, are not deposits, and may lose value.

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Financial Resources

Fraud Prevention
Calculators
FAQs
Video Library

Access to security tools, CD calculators and more at your fingertips. View Resources

1Subject to credit approval. Property insurance required. Available to Indiana, Ohio, and Kentucky residents.

  • Scan the QR code with your phone's camera to instantly download our mobile app, or use the links below to install the app to your device.
  • App Store
Equal Housing Lender
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 German American Bank . All rights Reserved

Routing Number #:
083904563
Call Us
(812) 482-1314 or (800) 482-1314
Bankline 24
(800) 536-0660
Treasury Support
(800) 482-1314, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 German American Bank . All rights Reserved

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