Home Possible Loan

With low down payments, fixed rates and flexible credit requirements, German American Bank's Home Possible mortgage program helps make homeownership achievable, even if you thought it was impossible. It offers stable monthly payments, a real plus if you're trying to stick to a budget and still save money. It's an ideal financing solution for:

• First-time homebuyers
• Current homeowners considering a higher-priced home
• Retirees looking to downsize or relocate
• Those in the low- or moderate-income bracket
• Anyone living in an underserved area

Features & Benefits

• Stable monthly payments with fixed-rate mortgages
• Manufactured homes up to 95% loan-to-value ratio
• Must meet standards of underserved area or low- and moderate-income bracket
• 3% down payment required (may be a gift)
• No minimum credit score
• Free prequalification