FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Certificate of Deposit (CD)

A CD offers a safe, secure investment of your money with a higher interest yield than a savings account. However, CDs require the funds to be inaccessible for a set amount of time.

Learn More About CDs

See why a certificate of deposit is a good way to save for long-term goals when you don’t need immediate access to your cash.

Learn More!

Understand how certificates of deposit (CDs) offer secure, fixed-rate savings with FDIC/NCUA protection. Learn the pros, cons, and strategies.

Learn More!

Interested in Opening a CD?

Learn about more Banking Basics

Ready to start your financial future? View other topics on Banking Basics

  • Smartest Home Equity

    Make the most of your home equity with a Smartest Home Equity Line of Credit. The smart way to use a big investment to finance a big project.

  • Consumer Loans

    Make a smart move with your auto finance, home improvement, debt consolidation and more. Explore our consumer loan options.

  • Fraud Awareness

    Fraudsters are out there. The best way to protect your personal data when you bank online is education and awareness. Take these steps today.