All banking and wealth management offices will be closed on Monday, May 25th, for the federal holiday. Mobile Banking, Online Banking and over 55,500 fee-free ATMs are available 24/7.
;
FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

HomePersonalChecking Accounts$MART Checking with Interest

$MART Checking with Interest

An interest-bearing checking account that gives you our best rate and tons of valuable benefits. Maintain a $5,000 minimum balance to avoid the $12 monthly fee.

Make the $MART Checking with Interest choice.

Open an AccountVisit Us

Get the full value of ShieldPerks powered by BaZing.

  • Local discounts and national retailer deals1
  • Cellphone protection1,2
  • 24/7 roadside assistance1
  • Identity theft aid with daily monitoring1,2,3
  • BaZing Fuel gas station discounts1,3
  • Billshark pricing on internet, cellphone, cable and more1,3
  • $10,000 Travel Accident Death Insurance1,2
  • Savings on pharmacy, vision and hearing services1

What do you need to open a checking account?

Let's Find Out

How to Register for ShieldPerks

Free with $MART Checking and $MART Checking with Interest

ShieldPerks registration can be done at account opening. You can open an account online or simply stop by your nearest German American Bank location. If you're already a customer and want to enroll, please call (800) 482-1314 or visit us.

View ShieldPerksCall UsVisit Us

Download the ShieldPerks Mobile App

Download on App StoreDownload on Google Play

This account pairs great with:

Market Smart SavingsPure Personality Check CardMoney Management

Anywhere Banking

Enjoy these free tools with every German American Bank checking account.

Digital Banking & Bill Pay Mobile Banking App with Mobile Check Deposit Free Credit Score & Report Send Money with Zelle® Pure Personality Check Card ($10 value)⁴ Card Control App eStatements

Related Products

More German American Bank products and services we think you'll like.

  • Fraud Awareness

    Fraudsters are out there. The best way to protect your personal data when you bank online is education and awareness. Take these steps today.

    Learn More - Fraud Awareness

  • Round Up Savings

    Make the most of each check card purchase. Sign up for Round Up Savings, and we'll round up your purchases to the nearest dollar and deposit the balance in your savings account.

    Learn More - Round Up Savings

  • School Spirit Card

    Show your school spirit with the Visa® School Spirit Check Card, free with any checking account. We'll donate to your school of choice with every purchase.

    Learn More - School Spirit Card

Financial Resources

Fraud Prevention
Calculators
FAQs
Video Library

Access to security tools, CD calculators and more at your fingertips. View Resources

1Subject to the terms and conditions detailed in the ShieldPerks powered by Bazing Benefits Reference Guide.

2Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency and not guaranteed by the bank.

3Identity Theft Aid, BaZing Fuel and Billshark require additional activation to begin services.

4When you order your card within 48 hours of opening your checking account. After that, a $10 fee will apply.

  • Scan the QR code with your phone's camera to instantly download our mobile app, or use the links below to install the app to your device.
  • App Store
Equal Housing Lender
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 German American Bank . All rights Reserved

Routing Number #:
083904563
Call Us
(812) 482-1314 or (800) 482-1314
Bankline 24
(800) 536-0660
Treasury Support
(800) 482-1314, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2026 German American Bank . All rights Reserved

Our website uses cookies to improve your website experience and provide more personalized products and services to you. By using our website, you agree to the use of cookies.