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Online shoppers are always vulnerable to scams, but increased web-based transactions throughout the holiday shopping season make these crimes more common. We're explore five common types of scams you could encounter around the holidays so you’ll know what to look out for and how to avoid them.

Recognizing these common signs of a scam could help you avoid one. Beware of the "5 Ps" that raise red flags a scammer may be trying to compromise your personal information or finances.  

One way to get the most out of your budget is to reduce subscription expenses.  Here are some things to consider when dealing with subscription expenses.

German American Bank announces Tony Krampe has joined the company as the Owensboro Market President. In this role, he will lead the Company’s financial services team which offers commercial and personal banking, investments and wealth advisory services in Daviess and Henderson Counties in Kentucky and Spencer and Perry Counties in Indiana. 

German American Bank announces Jay Ingram, CCIM, will serve on the company’s Regional Advisory Board serving the Shelby, Spencer, Owen, Gallatin, Oldham, Jefferson, Bullitt and Hardin County markets in Kentucky. 

German American Bank’s financial services team serving the Evansville business community has grown with the addition of Casey Delgado. As a Commercial Banking Officer he will drive the delivery of German American Bank’s innovative banking solutions with a focus on client relationships and quality local service.

German American Bank has been ranked in the country’s Top 20 for its banking performance in the $5 billion to $50 billion asset size by Bank Director’s 2025 RankingBanking study. Each year, Bank Director ranks the 300 largest publicly traded banks based on profitability, capital adequacy and asset quality for the previous year.  

German American Bank announces Bowling Green native, Travis Russell, has joined the company as Regional President. In this role, he will lead the Company’s financial team serving Warren, Simpson, Barren, and Hart Counties in South Central Kentucky in delivering relationship-focused commercial and personal banking and wealth management services.

German American Bank has been awarded the prestigious Raymond James Community Bankers Cup for its performance in 2024. This is the second consecutive year the Bank has earned this recognition for being one of the best performing banks in the nation, demonstrating its commitment to building long-term shareholder value. 

German American Bancorp, Inc. has announced the appointment of Andrew Seger, Chief Financial Officer and Senior Vice President of Sales for Wabash Valley Produce, Inc., to its corporate board of directors effective as of July 1, 2025.

A new common scam tactic involves calling or texting using the bank’s name and number on the caller ID and posing as a bank employee to coerce you into providing sensitive information. Learn how this scam works and how to avoid it. 

German American Bank’s financial services team serving the Louisville business community has grown with the addition of Cory Bybee. As a Senior Vice President of Commercial Banking he will drive the delivery of German American Bank’s innovative banking solutions with a focus on client relationships and quality local service.

Searching for great vacation deals? Consider these strategies to steer clear of scams and hang on to your money.

Whether you’re a first-time home buyer, thinking about building, or taking steps towards purchasing an investment property, it’s important to start the process by being well prepared. 

German American Bank, a member of the Federal Home Loan Bank of Indianapolis (FHLBank Indianapolis), awarded Rauch, Inc. $55,000 in grant funds through the Community Multiplier – Member Match Program. 

German American Bank, a member of the Federal Home Loan Bank of Indianapolis (FHLBank Indianapolis), awarded HOPE of Evansville $55,000 in grant funds through the Community Multiplier – Member Match Program. 

German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter earnings of $10.5 million, or $0.30 per share. The first quarter earnings included the results of Heartland BancCorp ("Heartland"), the parent company of Heartland Bank, which was acquired by German American on February 1, 2025.

As a member of the Federal Home Loan Bank of Indianapolis (FHLBank Indianapolis), German American Bank awarded TRI-CAP $110,000 in grant funds through the Community Multiplier – Member Match Program. 

You might have heard of debt consolidation loans to help pay down multiple debts. You might have also wondered, what’s the difference between personal and debt consolidation loans? Here's what you need to know. 

Taking steps to protect your personal information can help you avoid tax identity theft. Learn how to stay ahead of identity thieves with these helpful tips from the Federal Trade Commission.  

German American Bank has been ranked second in the nation on the Forbes 2025 America’s Best Banks list and is the highest ranked bank serving Indiana, Kentucky and Ohio. 

German American Bank has announced the promotion of Kim Hief to Senior Vice President, Director of Business Transformation and Integration Office. 

German American Bancorp, Inc. (Nasdaq: GABC) announced today that it has completed its merger with Heartland BancCorp, the parent company of Heartland Bank, effective at 12:01 a.m. (Eastern time) on February 1, 2025.

German American Bancorp, Inc. (Nasdaq: GABC) reported strong fourth quarter 2024 earnings of $23.2 million, or $0.78 per share, reflecting a linked quarter increase of $2.2 million, or approximately 10% on a per share basis, from 2024 third quarter earnings of $21.0 million, or $0.71 per share. 

The new year is a great time to conduct a financial checkup!  Here are some things to review to get started on the right foot.

German American Bancorp, Inc. (NASDAQ: GABC) and its banking subsidiary, German American Bank, announces that Bradley C. Arnett has been appointed Executive Vice President, Chief Legal Officer and Corporate Secretary effective January 1, 2025. Arnett currently serves as Senior Vice President, Chief Legal Officer and Corporate Secretary.

The digital age comes with many conveniences from managing your finances online to making purchases quickly and easily.  With advances in technology come more sophisticated ways for scammers to get your hard-earned money.  You can be fraud smart by safeguarding your payment methods and protecting sensitive data.

German American Bank sponsored the Crossroads Pitch competition at The Dimension Mill, a nonprofit center for entrepreneurship in Bloomington, Indiana. The event was held as part of Innovation Week held November 15-19, inviting entrepreneurs together for workshops, competitions, and networking.  

 German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21.0 million, or $0.71 per share.

The Evansville and Owensboro Market banking teams held a successful book drive to benefit the Neonatal Intensive Care Unit (NICU) at two area hospitals.  Hundreds of children’s books were donated to Logan’s Library at Deaconess Women’s Hospital and Owensboro Health Regional Hospital’s NICU.

If you need cash for a large purchase, you might consider a Home Equity Line of Credit (HELOC), a type of loan that allows you to borrow against the value of your home. Learn more about the basics of how a HELOC works and general lender requirements.  

Benjamin Franklin once said, “An ounce of prevention is worth a pound of cure.” There is no more appropriate mission statement when it comes to retirement and the potential surprises that might arise during this important life stage. Proactive prevention establishes financial awareness that will help mitigate these surprises and create retirement longevity for your investment portfolio.

German American Bank understands the importance of security and how costly a breach or scam can be to your business’s reputation and bottom line. The first line of defense is awareness.  To help with your efforts in combatting fraud, here are two common business scams to watch for and ways to prevent them from the Federal Trade Commission.

German American Bancorp, Inc. (Nasdaq: GABC) reported strong second quarter earnings of $20.5 million, or $0.69 per share.

When settling in to your new home, there are some important things you need to consider. ABA Foundation recommends the following tips.

Brush up on your mortgage knowledge by learning the definitions of these common home-buying terms.

According to the FBI’s 2023 Internet Crime Complaint Report, investment scams have skyrocketed. In 2023, $4.57 billion of losses were reported, with 90% being cryptocurrency (crypto) related.  Learn about 3 popular scam tactics being used along with tips to avoid getting hooked by an investment scammer. 

Your credit, your credit scores, and how wisely you shop for a loan that best fits your needs have a significant impact on your mortgage interest rate and the fees you pay.

German American Bank has announced a seamless transition in its leadership with the appointment of Robbie Houchin as the new market president for the Shelbyville market. This move comes as the bank continues to strengthen its ties to the community and drive continued growth and success. With deep roots in the community and extensive experience in the banking industry, Houchin is well-positioned to lead the bank into the next phase of its growth.

German American Bank has announced that the financial services team serving the Greater Louisville business community has grown with the addition of Kyle Kulyan. As a Regional Vice President of Treasury Management, Kyle will drive the delivery of German American Bank’s innovative banking solutions with a focus on client relationships and quality local service.

German American Bancorp, Inc. (Nasdaq: GABC) and its banking subsidiary, German American Bank, announces that Scott Powell has been appointed Executive Vice President, Chief Credit Officer, effective April 1, 2024. Powell will succeed current Executive Vice President and Chief Credit Officer, Keith A. Leinenbach, who will be retiring.

Searching for your first home can be an exhilarating, yet overwhelming time in your life. If you are having trouble with where to start, you are not alone.  With some guidance and organization, German American can help you be on your way to owning your first home. Here are some simple steps to get you started.

According to a recent survey, 30 percent of American adults say they don’t pay all their bills on time, causing them to pay extra interest and lofty late payment fees. Autopay and bill pay tools allow you to set up automatic payments for your recurring monthly bills. Understanding the details of how to make these systems do their best for you can help to save you money!  

Before making the transition from renting your home to owning your home, it is important to start saving for a down payment, typically 5 to 20 percent of the home’s value. Check out some helpful tips from the  American Bankers Association on how to save for it. 

As you look forward to achieving new goals in 2024, German American Bank is here to provide the tools and resources you need to protect your financial well-being. We encourage you to be an active partner in preventing fraud and identity theft. Here are some healthy habits to be scam smart in the new year!

Encouraging financial education for young learners may be a way a good way to build a foundation of sound financial principles. Parents, caregivers, mentors, grandparents – anyone who has a positive influence over teens and young adults – can help them learn solid money lessons before they go off to college or get their first job.

You can be an active partner in preventing fraud by keeping your personal information safe.   Learn how to protect yourself from criminals who may try to steal your personal or financial information with these helpful tips. 

German American Bank has announced that their commercial banking team has grown with the addition of Brian Newman. As Vice President, Commercial Banking, Brian will drive the delivery of German American Bank’s innovative banking solutions with a focus on client relationships and quality local service.

Moving into your own place can be exciting and frightening at the same time. The American Bankers Association suggests considering the following questions when choosing your own home.

It’s hard to learn the true value of money without actually having some money to save and spend. That’s why setting aside a specific amount each week as an allowance for your children can be a good way to show them, among other things, that cash is a limited resource.

An emergency fund is a vital part of healthy finances. If there’s one constant in life, it’s that it is not constant. Unexpected expenses appear out of thin air. You could suddenly find yourself unemployed. There is no way to see the future, which is why an emergency fund is so important. It provides a cushion should you stumble financially. Here’s everything you need to know about this fund.

German American Bank has announced that the financial services team serving the Greater Louisville business community has grown with the addition of Greg DeMuth. As a Market Executive, Greg will drive the delivery of German American Bank’s innovative banking solutions with a focus on client relationships and quality local service.

Homeowners have several things to consider when it comes to finding needed funds for financing a project or consolidating debt. Two popular lending options are refinancing an existing mortgage or tapping into the equity in your home with a home equity line of credit.  Let's explore the difference between the two! 

As scams become more sophisticated, you may find yourself second guessing your actions when it comes your online activity or financial transactions.  Should I click the link?  Is that really my bank calling? Is this contest too good to be true? You can be an active partner in identifying potential threats and how to avoid them by being Fraud SMART. Be aware of these red flags to help protect your identity and your finances. 

German American Bank celebrated the grand opening of its new state-of-the-art financial center in New Albany with a ribbon cutting, open house and check presentation to local schools on Friday, July 7th. The company was honored to have the One Southern Indiana team, several dignitaries from the local community, and German American Bank’s executive leadership join the celebration. 

Seniors are increasingly becoming targets for financial abuse.  As people over 50 years old control over 70 percent of the nation's wealth, fraudsters are using new tactics to take advantage of retiring baby boomers and the growing number of older Americans.  Despite these threats, the American Bankers Association has provided some simple steps to safeguard personal information and be aware of warning signs that can protect aging men and women from financial abuse.

German American Bank announces that Tony Denger and Brendan Norman have joined the company’s commercial banking team in Greenwood, Indiana. Denger joins as Senior Commercial Banking Officer, and Norman joins the company as Vice President, Private Banking. They join Market Executive, Mike Sorrells, and Senior Commercial Banking Officer, David McNichols, in serving the financial needs of the Greenwood-area business community. 

During April’s Financial Literacy Month, German American Bank partnered with Impact-as-a-Service^TM education innovator, EVERFI, to host the fourth annual Financial Literacy Bee. This digital learning challenge enabled high school students to learn about important financial literacy concepts ranging from budgeting and saving to employment, income, investing, and insurance. Students ages 13-19 were able to compete to win one of $500 prizes by completing a capstone essay entry based on what they learned.

German American Bank has shown its commitment to supporting the military service of current and future employees by making a pledge to the Employer Support of the Guard and Reserve (ESGR) program.

Fake checks continue to be one of the most common instruments used to commit fraud against consumers. Before you deposit a check you weren’t expecting or wire funds to an unknown recipient, check out these red flags from the American Bankers Association. 

If you are thinking about starting some home improvement projects, you can be strategic about which ones to tackle first. There are some projects that net better returns than others. Learn about three home improvement projects that add plenty of value to your home. 

Having a plan is the best start to financial success, with the first step being to create a budget! The key is to include as much information as you can, so that you can adequately prepare and plan. Include income, expenses, and how much you should be spending before putting it in writing and evaluating how well you're doing. Use the following guidelines from the American Bankers' Association Foundation to get started! 

German American Bank has announced that the financial services team serving the Greater Louisville business community has grown with the addition of Jessica Anaya. As a Commercial Banker, she will drive the delivery of German American Bank’s innovative banking solutions with a focus on client relationships and quality local service.

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. The American Bankers Association recommends following these tips to keep your information — and your money — safe.

German American Bank announces that Logan Baumann has joined the company’s Wealth Advisory Group to serve the wealth management needs of individuals, families, and businesses.  Logan joins the company as a Wealth Advisor. 

BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, recently awarded German American Bank its top (5-Star) rating. The Company has earned this ranking for the 30^th consecutive time.

German American Bancorp, Inc. has earned the #19 ranking out of 196 community banks in the nation on the S&P Global Market Intelligence annual ranking of 2022’s best-performing community banks with assets between $3 billion and $10 billion.

German American Bank has more than 110 years of experience in disciplined growth with strong financial management. We are well-capitalized, financially strong, and well positioned to serve our customers and communities for years to come.

German American Bank’s Alexis Belcher and Caley Mahoney have both passed the required exams to receive the Certified Treasury Professional (CTP) designation from the Association for Financial Professionals (AFP). The designation serves as a benchmark of competency in the finance profession, recognized as the leading credential in corporate treasury worldwide. 

What is credit and why is it important? What does it mean to be in debt?  In what instances should you use credit? Find answers to these important questions, key words, conversation starters, and real world applications to start talking to your family about borrowing money and credit cards.